Pay It Forward

Pay It Forward provides interest-free loans for people in need who have an opportunity for long-term economic gain. The opportunity may result in an increased income (example: additional education or training), a decrease in current expenses (example: eliminating payday loans), or starting a small business. Sponsors coach loan recipients on financial responsibility including loan repayment, establishing credit, and initiating a savings account. Tracking and measuring the success of these loans allow donors and sponsors to see the value and rewards of their investments. Loan repayment along with donations allow the Pay It Forward cycle to continue, assisting the next person take advantage of their opportunity. The ripple effect can shape the future of a family or an entire community.